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Phillips, Hager & North LifeTime 2065 Fund D
2045+ Target Date Prtflio
Click for more information on Fundata’s ESG Grade
Fundata ESG Grade C
Click for more information on Fundata’s ESG Grade.
|
NAVPS (05-13-2026) |
$12.47 |
|---|---|
| Change |
$0.04
(0.30%)
|
As at April 30, 2026
As at March 31, 2026
As at April 30, 2026
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Legend
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Fund Returns
Inception Return (July 08, 2024): 16.51%
| Row Heading | Return | Annualized Return | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Mth | 3 Mth | 6 Mth | YTD | 1 Yr | 2 Yr | 3 Yr | 4 Yr | 5 Yr | 6 Yr | 7 Yr | 8 Yr | 9 Yr | 10 Yr | |
| Fund | 5.83% | 4.01% | 5.58% | 5.47% | 26.03% | - | - | - | - | - | - | - | - | - |
| Benchmark | 5.33% | 3.04% | 3.22% | 4.60% | 21.82% | 16.54% | 15.48% | 13.35% | 9.63% | 11.18% | 9.71% | 9.60% | 9.08% | 10.21% |
| Category Average | 5.35% | 3.84% | 6.35% | 5.90% | - | - | - | - | - | - | - | - | - | - |
| Category Rank | 19 / 39 | 19 / 39 | 34 / 39 | 28 / 39 | 24 / 36 | - | - | - | - | - | - | - | - | - |
| Quartile Ranking | 2 | 2 | 4 | 3 | 3 | - | - | - | - | - | - | - | - | - |
Monthly Return
| Return % | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Jan | Feb | Mar | Apr |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund | 4.88% | 3.11% | 1.90% | 2.13% | 4.30% | 1.70% | 0.64% | -0.53% | 1.40% | 2.90% | -4.48% | 5.83% |
| Benchmark | 3.76% | 3.03% | 2.10% | 1.67% | 4.09% | 2.18% | -0.22% | -1.10% | 1.51% | 2.14% | -4.22% | 5.33% |
Best Monthly Return Since Inception
5.83% (April 2026)
Worst Monthly Return Since Inception
-4.48% (March 2026)
Calendar Return (%)
| Return % | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Fund | - | - | - | - | - | - | - | - | - | 14.77% |
| Benchmark | 3.66% | 11.99% | 0.72% | 16.29% | 12.17% | 11.33% | -12.03% | 15.07% | 21.57% | 13.15% |
| Category Average | - | - | - | - | - | - | - | - | - | - |
| Quartile Ranking | - | - | - | - | - | - | - | - | - | 4 |
| Category Rank | - | - | - | - | - | - | - | - | - | 35/ 36 |
Best Calendar Return (Last 10 years)
14.77% (2025)
Worst Calendar Return (Last 10 years)
14.77% (2025)
Asset Allocation
| Name | Percent |
|---|---|
| US Equity | 42.90 |
| International Equity | 26.70 |
| Canadian Equity | 24.10 |
| Cash and Equivalents | 2.47 |
| Income Trust Units | 0.69 |
| Other | 3.14 |
Sector Allocation
| Name | Percent |
|---|---|
| Technology | 23.43 |
| Financial Services | 19.17 |
| Energy | 7.68 |
| Consumer Services | 7.02 |
| Basic Materials | 6.77 |
| Other | 35.93 |
Geographic Allocation
| Name | Percent |
|---|---|
| North America | 72.27 |
| Asia | 12.40 |
| Europe | 12.07 |
| Latin America | 2.26 |
| Africa and Middle East | 0.55 |
| Other | 0.45 |
Top Holdings
| Name | Percent |
|---|---|
| RBC Global Equity Leaders Fund Series O | 18.89 |
| PH&N U.S. Equity Fund Series O | 16.45 |
| PH&N Canadian Equity Underlying Fund Series O | 13.17 |
| PH&N Canadian Equity Value Fund Series O | 11.95 |
| RBC Emerging Markets Equity Fund Series O | 10.42 |
| RBC QUBE Global Equity Fund Series O | 10.17 |
| RBC International Equity Fund Series O | 6.50 |
| RBC U.S. Mid-Cap Value Equity Fund Series O | 5.41 |
| Vanguard Real Estate Index ETF (VNQ) | 2.74 |
| RBC Canadian Core Real Estate Fund Series N | 2.04 |
Equity Style
Fixed Income Style
Risk vs Return (3 Yr)
3 Yr Annualized
| Standard Deviation | - | - | - |
|---|---|---|---|
| Beta | - | - | - |
| Alpha | - | - | - |
| Rsquared | - | - | - |
| Sharpe | - | - | - |
| Sortino | - | - | - |
| Treynor | - | - | - |
| Tax Efficiency | - | - | - |
| Volatility | - | - | - |
Risk Rating
Annualized Key Ratio Period Comparison
| Key Ratio | 1 Yr | 3 Yr | 5 Yr | 10 Yr |
|---|---|---|---|---|
| Standard Deviation | 9.40% | - | - | - |
| Beta | 1.04 | - | - | - |
| Alpha | 0.03 | - | - | - |
| Rsquared | 0.97% | - | - | - |
| Sharpe | 2.27 | - | - | - |
| Sortino | 4.33 | - | - | - |
| Treynor | 0.21 | - | - | - |
| Tax Efficiency | - | - | - | - |
Fundata ESG Metrics
Fundata ESG Score
The E, S, and G scores are averaged for each security in the portfolio, to arrive at an ESG score for each security. We take the portfolio weighted average of the ESG scores for each fund and rank them against their peers to arrive at the Fundata ESG Score from 0-100.
Fundata E Score
Three scores under the Environment bucket are averaged to yield the Fundata Environment Score for each fund from 0-100: (1) Pollution Prevention, (2) Environmental Transparency, (3) Resource Efficiency.
Fundata S Score
Six scores under the Social bucket are averaged to yield the Fundata Social Score for each fund from 0-100. (1) Compensation and Satisfaction, (2) Diversity and Rights, (3) Education and Work Conditions, (4) Community and Charity, (5) Human Rights, (6) Sustainability Integration.
Fundata G Score
Three scores under the governance bucket are averaged to yield the Fundata Governance Score for each fund from 0-100: (1) Board Effectiveness, (2) Management Ethics, (3) Disclosure and Accountability.
Powered by OWL Analytics. For more information, please contact Fundata Canada.
Fund Details
| Start Date | July 08, 2024 |
|---|---|
| Instrument Type | Mutual Fund |
| Share Class | Do-It-Yourself |
| Legal Status | Trust |
| Sales Status | Open |
| Currency | CAD |
| Distribution Frequency | Annual |
| Assets ($mil) | - |
Fund Codes
| FundServ Code | Load Code | Sales Status |
|---|---|---|
| RBF1967 |
Investment Objectives
The fundamental investment objectives of the Fund are to achieve a balance of income and long-term capital growth relative to its target retirement date of 2065 by investing primarily in investment funds that invest in equity, fixed-income, income trust and money market securities and ETFs, or by investing directly in such securities.
Investment Strategy
The Fund intends to invest primarily in Underlying Funds. The Fund seeks to achieve its investment strategies by investing in two broad asset classes: equities and fixed-income, either directly or indirectly through Underlying Funds and ETFs. ETFs purchased by the Fund will initially be limited to ETFs that track the investment performance of broad based real estate investment trust indices but may include other ETFs where permitted by applicable securities laws.
Portfolio Management
| Portfolio Manager |
RBC Global Asset Management Inc.
|
|---|---|
| Sub-Advisor |
- |
Management and Organization
| Fund Manager |
RBC Global Asset Management Inc. |
|---|---|
| Custodian |
RBC Investor Services Trust |
| Registrar |
RBC Investor Services Trust Royal Bank of Canada RBC Global Asset Management Inc. |
| Distributor |
Phillips, Hager & North Investment Funds Ltd. |
Investment Minimums
| RSP Eligible | Yes |
|---|---|
| PAC Allowed | Yes |
| PAC Initial Investment | - |
| PAC Subsequent | - |
| SWP Allowed | No |
| SWP Min Balance | - |
| SWP Min Withdrawal | - |
Fees
| MER | 1.45% |
|---|---|
| Management Fee | 1.15% |
| Load | No Load |
| FE Max | - |
| DSC Max | - |
| Trailer Fee Max (FE) | - |
| Trailer Fee Max (DSC) | - |
| Trailer Fee Max (NL) | 0.25% |
| Trailer Fee Max (LL) | - |
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