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BMO Target Education 2035 Portfolio Series A
2035 Target Date
Click for more information on Fundata’s FundGrade
FundGrade C
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Click for more information on Fundata’s ESG Grade
Fundata ESG Grade C
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FundGrade A+® Rating Recipient
2018, 2017
Click for more information on Fundata’s FundGrade
|
NAVPS (05-13-2026) |
$17.64 |
|---|---|
| Change |
$0.02
(0.12%)
|
As at April 30, 2026
As at February 28, 2026
As at April 30, 2026
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Legend
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Fund Returns
Inception Return (November 13, 2014): 6.94%
| Row Heading | Return | Annualized Return | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Mth | 3 Mth | 6 Mth | YTD | 1 Yr | 2 Yr | 3 Yr | 4 Yr | 5 Yr | 6 Yr | 7 Yr | 8 Yr | 9 Yr | 10 Yr | |
| Fund | 3.93% | 3.24% | 4.85% | 4.71% | 18.48% | 14.44% | 11.76% | 9.72% | 7.67% | 9.71% | 7.39% | 7.22% | 6.69% | 7.68% |
| Benchmark | 5.33% | 3.04% | 3.22% | 4.60% | 21.82% | 16.54% | 15.48% | 13.35% | 9.63% | 11.18% | 9.71% | 9.60% | 9.08% | 10.21% |
| Category Average | 3.50% | 2.53% | 4.20% | 4.10% | 16.91% | 13.28% | 11.19% | 9.17% | 6.97% | 8.85% | 7.35% | 7.12% | 6.64% | - |
| Category Rank | 7 / 19 | 5 / 19 | 7 / 19 | 7 / 19 | 9 / 17 | 8 / 17 | 9 / 17 | 9 / 16 | 5 / 15 | 7 / 15 | 9 / 15 | 9 / 14 | 7 / 11 | - |
| Quartile Ranking | 2 | 2 | 2 | 2 | 3 | 2 | 3 | 3 | 2 | 2 | 3 | 3 | 3 | - |
Monthly Return
| Return % | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Jan | Feb | Mar | Apr |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund | 2.93% | 1.86% | 1.08% | 1.97% | 3.31% | 1.22% | 0.79% | -0.65% | 1.43% | 2.65% | -3.24% | 3.93% |
| Benchmark | 3.76% | 3.03% | 2.10% | 1.67% | 4.09% | 2.18% | -0.22% | -1.10% | 1.51% | 2.14% | -4.22% | 5.33% |
Best Monthly Return Since Inception
7.93% (November 2020)
Worst Monthly Return Since Inception
-11.55% (March 2020)
Calendar Return (%)
| Return % | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Fund | 5.59% | 9.13% | -4.91% | 15.47% | 5.46% | 13.09% | -10.02% | 10.04% | 14.28% | 12.35% |
| Benchmark | 3.66% | 11.99% | 0.72% | 16.29% | 12.17% | 11.33% | -12.03% | 15.07% | 21.57% | 13.15% |
| Category Average | - | 9.08% | -4.23% | 14.42% | 9.84% | 11.58% | -10.66% | 9.20% | 14.16% | 11.34% |
| Quartile Ranking | - | 4 | 4 | 4 | 4 | 2 | 2 | 3 | 3 | 3 |
| Category Rank | - | 9/ 11 | 12/ 14 | 13/ 15 | 15/ 15 | 4/ 15 | 6/ 16 | 9/ 16 | 11/ 17 | 9/ 17 |
Best Calendar Return (Last 10 years)
15.47% (2019)
Worst Calendar Return (Last 10 years)
-10.02% (2022)
Asset Allocation
| Name | Percent |
|---|---|
| US Equity | 27.86 |
| Canadian Equity | 19.84 |
| Canadian Corporate Bonds | 15.37 |
| International Equity | 13.22 |
| Canadian Government Bonds | 11.08 |
| Other | 12.63 |
Sector Allocation
| Name | Percent |
|---|---|
| Fixed Income | 36.40 |
| Technology | 13.85 |
| Financial Services | 12.42 |
| Energy | 5.85 |
| Basic Materials | 5.20 |
| Other | 26.28 |
Geographic Allocation
| Name | Percent |
|---|---|
| North America | 83.77 |
| Europe | 7.76 |
| Asia | 5.88 |
| Latin America | 1.93 |
| Africa and Middle East | 0.63 |
| Other | 0.03 |
Top Holdings
| Name | Percent |
|---|---|
| BMO Core Bond Fund Series I | 25.33 |
| BMO S&P 500 Index ETF (ZSP) | 19.90 |
| BMO S&P/TSX Capped Composite Index ETF (ZCN) | 11.46 |
| BMO Canadian Dividend ETF (ZDV) | 9.44 |
| BMO MSCI EAFE Index ETF (ZEA) | 7.70 |
| BMO U.S. High Yield Bond Fund Series I | 4.07 |
| BMO US Dividend ETF (ZDY) | 3.96 |
| BMO Emerging Markets Fund Series I | 3.26 |
| BMO U.S. Small Cap Fund Series I | 3.18 |
| BMO Crossover Bond Fund Series I | 2.13 |
Equity Style
Fixed Income Style
Risk vs Return (3 Yr)
BMO Target Education 2035 Portfolio Series A
Median
Other - 2035 Target Date
3 Yr Annualized
| Standard Deviation | 7.60% | 8.84% | 9.21% |
|---|---|---|---|
| Beta | 0.84 | 0.86 | 0.95 |
| Alpha | -0.01 | -0.01 | -0.02 |
| Rsquared | 0.88% | 0.91% | 0.88% |
| Sharpe | 1.03 | 0.56 | 0.65 |
| Sortino | 1.96 | 0.83 | 0.76 |
| Treynor | 0.09 | 0.06 | 0.06 |
| Tax Efficiency | 94.16% | 90.75% | 91.04% |
| Volatility |
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|
|
Risk Rating
Annualized Key Ratio Period Comparison
| Key Ratio | 1 Yr | 3 Yr | 5 Yr | 10 Yr |
|---|---|---|---|---|
| Standard Deviation | 6.66% | 7.60% | 8.84% | 9.21% |
| Beta | 0.72 | 0.84 | 0.86 | 0.95 |
| Alpha | 0.03 | -0.01 | -0.01 | -0.02 |
| Rsquared | 0.93% | 0.88% | 0.91% | 0.88% |
| Sharpe | 2.24 | 1.03 | 0.56 | 0.65 |
| Sortino | 3.97 | 1.96 | 0.83 | 0.76 |
| Treynor | 0.21 | 0.09 | 0.06 | 0.06 |
| Tax Efficiency | 96.00% | 94.16% | 90.75% | 91.04% |
Fundata ESG Metrics
Fundata ESG Score
The E, S, and G scores are averaged for each security in the portfolio, to arrive at an ESG score for each security. We take the portfolio weighted average of the ESG scores for each fund and rank them against their peers to arrive at the Fundata ESG Score from 0-100.
Fundata E Score
Three scores under the Environment bucket are averaged to yield the Fundata Environment Score for each fund from 0-100: (1) Pollution Prevention, (2) Environmental Transparency, (3) Resource Efficiency.
Fundata S Score
Six scores under the Social bucket are averaged to yield the Fundata Social Score for each fund from 0-100. (1) Compensation and Satisfaction, (2) Diversity and Rights, (3) Education and Work Conditions, (4) Community and Charity, (5) Human Rights, (6) Sustainability Integration.
Fundata G Score
Three scores under the governance bucket are averaged to yield the Fundata Governance Score for each fund from 0-100: (1) Board Effectiveness, (2) Management Ethics, (3) Disclosure and Accountability.
Powered by OWL Analytics. For more information, please contact Fundata Canada.
Fund Details
| Start Date | November 13, 2014 |
|---|---|
| Instrument Type | Mutual Fund |
| Share Class | Commission Based Advice |
| Legal Status | Trust |
| Sales Status | Open |
| Currency | CAD |
| Distribution Frequency | Annual |
| Assets ($mil) | $268 |
Fund Codes
| FundServ Code | Load Code | Sales Status |
|---|---|---|
| BMO171 | ||
| BMO70171 |
Investment Objectives
This fund's objective is to provide the opportunity for capital appreciation by investing primarily in a diversified mix of mutual funds and/or exchange traded funds until its target date of June 30, 2035 approaches.
Investment Strategy
The fund is designed to meet the needs of investors who are saving money for the purpose of funding a post-secondary education that commences around the year 2035.
Portfolio Management
| Portfolio Manager |
BMO Asset Management Inc.
|
|---|---|
| Sub-Advisor |
- |
Management and Organization
| Fund Manager |
BMO Investments Inc. |
|---|---|
| Custodian |
State Street Trust Company Canada |
| Registrar |
BMO Investments Inc. State Street Trust Company Canada |
| Distributor |
BMO Investments Inc. |
Investment Minimums
| RSP Eligible | Yes |
|---|---|
| PAC Allowed | Yes |
| PAC Initial Investment | 50 |
| PAC Subsequent | 50 |
| SWP Allowed | Yes |
| SWP Min Balance | 500 |
| SWP Min Withdrawal | 50 |
Fees
| MER | 1.56% |
|---|---|
| Management Fee | 1.25% |
| Load | No Load |
| FE Max | - |
| DSC Max | - |
| Trailer Fee Max (FE) | - |
| Trailer Fee Max (DSC) | - |
| Trailer Fee Max (NL) | 0.60% |
| Trailer Fee Max (LL) | - |
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